We believe that transparency is essential in building trust with clients. As such, we do not hide the fact that our service costs money, which must be paid for one way or another.

Quite simply there are three ways we can cover our costs, either by taking commission from the chosen product provider, by charging the client a fee or a combination of commission and fee. Most clients have historically opted for the commission route, although more and more are now opting to pay a fee.

However, the fact remains that paying for advice for many can be expensive, and the commission route is still a very viable option for those who want quality advice.

Over 90% of our fee based business is fixed fee. After an initial assessment, a fixed or maximum cost is agreed before any commitment by either side. This we believe puts us apart from many other advisers who charge an hourly rate. Subsequently, any commission earned is rebated to the clients plan, normally enhancing its value or reducing charges.

Please feel free to contact us for more details.